Category: Uncategorized

A Guide to Saving Up to Buy Land

by Susan Gregory, posted in Uncategorized

Buying a piece of land to build your house on or sell in the future is a huge financial decision. Although investing in land is one of the smartest choices you could make today, it also involves a long process of preparing yourself financially, so you won’t have to worry about any hassles later on. 

If you’re ready to take the first step buying Australian or Deanside land for sale, here are some tips that you can follow:

 

  • Know where you stand financially.

Investing takes a lot of commitment, so you need to know your current financial situation first before you could dive into buying land. Put together a simple financial statement that lists your assets, debts and savings to know exactly how much you have and if you’re capable of putting money into a huge purchase such as a piece of land. Your financial statement will also serve as your guide in knowing what part of your income to allocate for saving up for that down payment.

 

  • Know how much you can pay.

Now that you have a clear picture of your financial situation, it’s time to decide if you will pay in full, half or partial for the piece of land that you want to buy. If you have enough money to pay in bulk for this big-ticket purchase, then, by all means, go for it since it will lower down—or eliminate—your monthly payments. But if paying in bulk means depleting your savings and rainy day fund, then it’s best to pay only what you can conveniently afford and take out a loan that you can repay within a couple of years, as long as the interest rate is low.

 

  • Know about your credit score.

In most cases, you’ll be taking out a loan to pay for your purchase, and your credit score would be one of your most important requirements. The average credit score is at 700, but most financial institutions and lenders would easily approve applications from clients with a credit score of 800 and above. The lower your credit score is, the harder it would be to secure a loan from a reputable lender. If you do get approval, you might suffer from very high-interest rates, so it’s best to sort out your debt problems before taking the plunge into investing in a piece of land.

Finally, you need to determine how much you need to pay for the down payment of the land you’d like to buy. In most cases, a land loan would require at least a 15-20% down payment. But the more money you put towards your down payment, the higher your chances are of getting approved for a loan without worrying about high-interest rates. So before you decide to make this big purchase, it’s very important to save up for your down payment first to make the rest of the buying process easier and not hurt your finances by paying high-interest rates for a long time. 

With these tips under your belt, you can invest in land with confidence. Above all else, trust the advice of the professionals, listen to your gut, and you’ll be happily investing in no time!

Awesome Activities and Attractions You Can Enjoy in Victoria

by Susan Gregory, posted in Uncategorized

There are a lot of things you can do and enjoy in Victoria. Both locals and tourists love this side of Australia not just because of the beautiful and pristine beaches, but because it also has many budget-friendly and free activities that everyone in the family can enjoy. 

 

However, if this is your first time visiting, then here are some of the places you shouldn’t miss. The list is a bit long, but it’s definitely worth it!

 

Experience the Attractions

For tourists looking to enjoy the outdoors, then you’re in for a treat. Activities for adrenaline junkies, visit the Wildplay Element Parks, Drena Line Zipline Adventure Tours, and the Capilano Suspension Bridge Park. See the beauty of nature by visiting the Victoria Bug Zoo Inc., Victoria Butterfly Gardens, and Prince of Whales Whale Watching. Lastly, see the beauty of Victoria’s flora and fauna and visit the Gardens at HCP. 

 

Immerse with the Culture and History

The first stop is the Christ Church Cathedral, which is a historic landmark in Victoria. It is a Gothic-style cathedral that you can visit three times a week, with its scheduled tours. After immersing with the beautiful interiors, enjoy the nightlife and enjoy the locals. You can also visit the Government House Victoria, Thunderbird Park, Tod House, and see the Homecoming Statue. 

 

There are many things you can do here, and the first step is to visit the Swans Brewery Pub and Hotel, which has stunning architecture and views. Enjoy and jam with the locals at the Upstairs Cabaret, the Duke Salon, or keep it cool at the Harmann’s Jazz Club. Honestly, the colorful culture and life here makes you want to look for house and land packages in Victoria!

 

Outdoors and Sports

Yes, Victoria also has other things and activities to offer, aside from its world-class beaches and surfing spots. One of the tourist favorites is the Springtide Whale Watching and Eco Tours. You can join a team of professional fishing charters and see one of the best ocean life. After the beach, visit Woolshed, Steavenson, or Hopkins Falls and enjoy the view. 

 

Park Attractions

Start slowing down the tour by visiting the parks. On top of your list should be Thunderbird Park. Totem Poles In Beacon Hill Park, McMicking Park, and Bastion Square. Don’t forget to drop by these parks and attractions and see both locals and tourists interact and appreciate the beauty of Victoria. 

 

Guided Tours

Mingle with other tourists and share your experiences by joining a guided tour. Some of the most loved tours include the Victoria Harbour Free Company, Springtide Whale Watching, Harbour Air Seaplanes, Gray Line Sightseeing Victoria, and CVS Tours. 

 

These tours have different things and experiences to offer. However, there is a tour for everyone, so make sure to book one you love and get as much information as you can about tourism in Victoria. 

So, if you are looking to enjoy Victoria, we recommend all the activities above! Or, if you’re thinking of taking the next step to move and grow your family, then check out AVID Property Group- check it out here. They offer great house and land packages in Victoria.

6 Ways to Cosy Up the Home in the Winter Months

by Susan Gregory, posted in Uncategorized

Intro: When it’s cold outside, there’s nothing better than snuggling up on the couch with a warm blanket and mug of hot cocoa. Going into the cooler months, here are just a few ways you can make the design of your home that little bit more cosy and inviting.

Carpeting

Invest in some carpeting. Carpeting increases the heat transmission in a room, being an exceptionally good natural insulator. It also comes in a range of styles and colours to suit a room’s colour palette, meaning you can add this to the home without much disruption to the other elements in the room.

 

A High Quality Blanket

A high quality blanket is a great investment, and if made from materials like Angora and Wool, will last you for years to come. The bemboka Merino Wool Blanket is available in a range of neutral tones. Premium softness is guaranteed, providing true comfort and warmth as a statement addition to any room. Great for use in bedrooms and lounge areas.

 

Incorporate Wood

Timber has a very warm, earthly feel to it. Inherently warm in tone, adding a touch of wood to the surfaces in your home can do much to cosy up the home. By finding a statement piece of furniture or simply modifying a counter-top, this brings the outside in and makes the home feel a lot warmer.

 

Add Soft Lighting

Nobody wants bare, bright lighting in the home. Other than making visitors feel like they’re visiting a hospital, bright lights do much to reduce the warmth in a home if not used sparingly. A warm coloured, soft lighting fixture can conversely make a home feel much cosier. This one’s easy to add in, even if you aren’t willing to replace the ceiling lights – you can invest in a lamp at an affordable price.

 

Include Wall Art

Colour is a powerful tool in determining the feel of any room, and selecting a statement art piece with some warm colours (eg. orange, red, brown), is a great way of immediately adding some warmth, not to mention a talking point for visitors. Framed photos are another great way of adding personality and emotional warmth to a space, bringing the “lived in” feeling that makes the home feel intimate and personal.

 

Curtains

Adding curtains not only increases the privacy of a space, it reduces the flow of cold air. Choosing the right colour can add depth to a space, adding a refreshing change at an affordable price.

 

Conclusion: We hope you find the ways of warming up your home that work for you. There are always small ways you can modify what you have, whether it be in the form of more affordable touches, or long-term investments where the quality of a product will last you for life. From blankets to lighting, wall art to carpeting, this guide is simply the starting point in making your home truly where the heart is.

How to Give a Home The 5-Star Experience

by Susan Gregory, posted in Uncategorized

Intro: So you’ve packed your bag, you’ve checked in, and you’re in the hotel room. While staying in a hotel is a privilege traditionally reserved for travelling, there’s no reason why you shouldn’t be able to invest in the key pieces that make a hotel room experience what it is. Here are just a few of the ways you can easily give your home the 5-star touch, so you can wake up with that luxe, pampered feeling every day.

 

Get a luxury bathrobe

Luxury bathrobes in Australia are best found from a company familiar with luxury, and providing that luxe feel to homes everywhere. Using only the finest quality materials, investing in a bathrobe is a key part of the hotel experience, and there’s no reason you shouldn’t have one of the world’s best cotton or bamboo bathrobes. You deserve it! Paired with a luxury bath towel, you’ve got the hotel ensuite experience, right in the comfort of your own home… in the comfiest bathrobe we’ve found!

 

Pick a scent

Candles are a great way of adding a luxury feel to any room. Not only are they available in a range of scents to suit your tastes, they are available from as little as $4. Invest in a more expensive candle and you won’t be disappointed either, with candles on the more expensive side of the spectrum usually lasting incredible amounts of time. Scented candles can do much to boost mood, creating a feeling of cleanliness and luxury, and they’re so easy to integrate into the home!

 

Add a Snack Station

Why not, right? It’s your home! Why should snacks stay in the kitchen? Invest in a minifridge and you’ll immediately get the feeling of being in a hotel room and wondering whether to buy the overpriced nuts – only this time, you can stock your minifridge with whatever you want at a fraction of the price.

 

Add Some Curtains

Curtains do much to change up the feel of a room. Investing in some curtains with that 5-star feel are an easy way of amplifying the luxury in a room’s design. We’d suggest red velvet materials, or other warm colours, or the thin gauzy material you often see in hotel rooms.

 

Conclusion: There are many easy ways of creating that 5-star hotel room feel without breaking the bank. Little changes and investments can do much to improve your feelings of wellbeing, as you pamper yourself in the comfort of your own home. You deserve the best, so why wouldn’t you look into the best ways of achieving that, even when you’re on a budget? From luxury bathrobes in Australia to curtains, candles to snack bars, there are no hard and fast rules in home design any more; you can do whatever you want to make your home feel like a reflection of yourself!